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VA Home Loans
Veterans and Service Members

Fast VA Home Loan Approvals

We have helped thousands of veterans and service members purchase a home or refinance an existing mortgage. Let us show you how to use your VA benefit to become a homeowner. Whether you plan to put down roots or are on a multi-year PCS, it makes financial sense to own a property to build equity and increase wealth while avoiding rent increases.

VA Loan Benefits

  • No Down Payment
  • No monthly mortgage insurance
  • No VA loan limit for VA borrowers with full entitlement
  • Low costs
  • VA funding fee may be financed
  • Competitive interest rates  
  • Flexible credit scores and qualifying guidelines
  • VA Jumbo Loans - $4 million and higher

VA Loan types

Buy a Primary Residence - 100% Financing
Condos -
Need to be VA approved 

Cash-Out Refinance – 100% LTV
Tap into Home Equity
Lower Rate
Shorten Term

Interest Rate Reduction Refinance
Loan (IRRRL)
No Income Verification
No Appraisal
Fast Closing

VA Loan Qualifications 

You may be eligible for a VA loan if you meet at least one of the following qualifications:

- 181 days of service during peacetime (active duty)  
- 90 days of service during wartime (active duty)
- Veterans: 90 days of active service during wartime or 181 days during  peacetime.
- National Guard or Reserves: Active member for more than 6 years.
- A spouse of a military service member who died in the line of duty or experienced a service-related disability.

Certificate of eligiblity

We can confirm your eligibility for a VA loan by requesting a Certificate of Eligibility from the Department of Veteran Affairs, usually within one business day. A copy of your DD-214 may be needed.

Why Go With Us?

We still think it’s incredibly important to have live communication with our clients. We are committed to phone calls never going to voicemail and always having someone available for you to speak with.

Competitive Rates
Our company philosophy has been built around delivering the lowest possible interest rates and costs to our clients.

Mortgage Planning
Any good lender can provide a loan. We pride ourselves on going the extra mile and providing strategic guidance to make sure your short- and long-term financial goals are met.

Ready to Get Started?

If you’re considering a new home purchase or refinance, reach out to our seasoned mortgage advisors to discuss your VA loan options. Call 808-566-6611 or request a no-obligation consultation