Today's Mortgage Rates* | ||
|---|---|---|
15 Year Fixed | 30 Year Fixed | 15 YR Fixed Rate Home Equity Loan |
rate 3.500% | rate 4.125% | rate 3.625% |
apr 3.753% | apr 4.274% | apr 3.905% |
The Interest Rates, Expertise and Service You Deserve
Myers Capital celebrates its 20th anniversary as an award winning, family owned mortgage lending company. With an all-encompassing approach to solving your real estate financing needs, we specialize in providing residential home loans, commercial mortgages, and real estate advisory services.
Whether you are an existing homeowner looking to refinance or leverage your equity, a first time home buyer, or even a seasoned real estate investor, we provide mortgage solutions and expert guidance.
Fixed Rate Home Equity Loans
For many homeowners in Hawaii, they may have tens or even hundreds of thousands of dollars in untapped equity. Your home equity is like a savings account that grows as your existing mortgage balance goes down and your home value rises. However, you can’t touch it unless you sell your home or utilize a home equity loan program. The cash from a home equity loan could open up vast opportunities—from investing in other real estate, large renovation or construction projects, to business opportunities, debt consolidation, and even elderly care.
If you’re borrowing tens of thousands of dollars, you do not want to expose yourself to an adjustable rate that many HELOCS (home equity line of credit) have where rates can adjust up to 19%. Our Fixed Rate Home Equity Loan offers homeowners safety and consistency. We're here to help you realize your personal vision for the future without the uncertainty of your interest rate and payments increasing.
What Makes Us Different
Competitive Rates
Since the beginning, our philosophy has been built around delivering the lowest possible interest rates to our clients.
Transparency
We educate our clients with full transparency on how their loan prices out, how lenders traditionally make their money, and what the banks don't want you to know.
Service
We still think it’s incredibly important to have live communication with our clients. We pride ourselves on phone calls never going to voicemail and you can always count getting a local person, immediately on the line.
Mortgage planning
Any lender can provide a loan. We pride ourselves on providing strategic guidance to make sure your short and long term financial goals will be met.
WHO WE HELP
Homeowners
Refinancing and Fixed Rate Home Equity Loans
Homebuyers
We provide competitive and flexible purchase programs to allow you to obtain your desired home in the islands.
Real Estate Agents & Investors
We work with knowledgeable real estate agents who want to give their clients an upper hand when making offers and investors as a strategic partner during acquisition of both long term hold and fix and flip properties.
