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A Remarkable Mortgage Company


refinance now while rates are still low

CUT YOUR MONTHLY PAYMENT
Reduce one of your largest monthly expenses. Lower your payment and increase your cash flow.



LOWER YOUR INTEREST RATE
Save thousands in interest costs over the life of your mortgage. Increase the rate in which you build equity.          



TAKE CASH OUT
Upgrade your home, consolidate debt, or cover education expenses by tapping into your home’s equity.          

CONVERT TO A FIXED RATE
Refinancing an adjustable-rate mortgage or home equity line of credit protects you from rising interest rates with a steady monthly payment.



buy a home that fits your goals

PURCHASE YOUR NEXT HOME
Find a mortgage that meets your buying needs and overall financial goals.

WIDE RANGE OF LOAN OPTIONS
Full-service mortgage company with access to over 30 top local and national lenders.


COMPETITIVE RATES
Our highly competitive rates are frequently lower than banks and other lending institutions.

EFFICIENT CLOSINGS
Experienced local operations and processing staff for timely loan closings, allowing you to enjoy your home sooner.         


 


The Interest Rates, Expertise and Service You Deserve

Myers Capital Hawaii celebrates more than 20 years an award-winning, family-owned mortgage company. Since 1998, we specialize in residential home loans, commercial mortgages, and real estate advisory services, helping thousands of borrowers to purchase a home or refinance an existing loan.

Whether you are a first-time homebuyer, an existing homeowner looking to refinance, a seasoned real estate investor, or business owner who needs capital, Myers Capital Hawaii takes an all-encompassing approach in providing mortgage solutions and expert guidance to find the right loan program while helping you meet your real estate financing needs and achieve your overall financial goals.







VA Loans
Low or no down payment. Competitive rates. No monthly mortgage insurance. Flexible qualification guidelines. VA Home Loan, VA Interest Rate Reduction Refinance (IRRRL) or VA Cash-Out Refinance.

Fixed-Rate Home Equity Loans
Lower, fixed interest rate and monthly payments. Cash for home renovations and repairs. Increase the value of your home. Consolidate debt. Pay for college tuition. Cover financial emergencies.



Our Competitive rates

We offer mortgage rates that are frequently 0.25% to 0.5% lower than banks and other lending institutions, helping you obtain a loan at the best rate and costs.


TODAY'S MORTGAGE RATES*

15 Year Fixed


 1.750% rate  2.067% apr

30 Year Fixed


2.500% rate  2.672% apr

15 Year Fixed-Rate
Home Equity

1.875% rate  2.193% apr

VA 30 Year Fixed


2.250% rate  2.387% apr



What makes us special?

We are more than just a mortgage company. We offer superior home loan services with financial planning guidance to help borrowers determine how buying a home or refinancing fits their current and future plans. Our company philosophy is dedicated to developing a mortgage investment plan that works with life milestones to educate and help borrowers to meet their overall financial goals. Whether you are about to experience a marriage, home buying, new children, or retirement, while considering a home loan, we can provide guidance to help you shape a healthier financial future. 

    


Contact us today to learn more! 


Why choose myers capital hawaii?


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Competitive Rates

Our company philosophy has been built around delivering the lowest possible interest rates and costs to our clients. Our mortgage rates are frequently 0.25% to 0.5% lower than banks and other lending institutions.  

 

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Transparency

We educate our clients with full transparency on how interest rates and costs are determined for their specific situation. Why they qualify for a certain amount, and if needed, what steps are needed to improve their qualifications for the future. 

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Service

We still think it’s incredibly important to have live communication with our clients. We are committed to phone calls never going to voicemail and always having someone available for you to speak with.

 

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Mortgage planning

Any good lender can provide a loan. We pride ourselves on going the extra mile and providing strategic guidance to make sure your short and long term financial goals are met.

 

WHO WE HELP



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Homeowners

 Refinancing and Fixed-Rate Home Equity Loans

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Homebuyers

We provide competitive and flexible purchase programs to allow you to obtain  your desired home in the islands.

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Real Estate Agents & Investors

We work with knowledgeable real estate agents who want to give their clients an upper hand when making offers and investors as a strategic partner during acquisition of both long term hold and fix and flip properties.


Our Mortgage Products 


residential

Conventional 30, 20, 15 and 10 Year Fixed
VA and VA Jumbo  
FHA & USDA
Jumbo and Super Jumbo up to $10 Million
40-Year Fixed Rate – Interest Only
First-Time Home Buyer programs
Non-Permanent Resident Alien/Foreign National
Investor Fix and Flip Loans

Non-Warrantable Condos
Condotels


Commercial

PROPERTY TYPES: Warehouse,
Apartment Buildings, Office and Retail
Bridge Loans
Discounted Payoffs (DPO)
Construction
Mezzanine
Note Purchases




Contact us today to learn more!


Testimonials

Read More From Our Satisfied Clients