refinance now while rates are still low

tap into home equity | Take Cash Out

Take advantage of historically low interest rates. Refinance your existing home loan and lower your monthly payment, interest rate, and loan term. Tap into equity by taking cash out to fund home renovations, cover college tuition, or consolidate debt. Our mortgage advisors will work with you to find the right loan program to help you achieve your financial goals.

The Interest Rates, Expertise and Service You Deserve

Myers Capital celebrates its 20th anniversary as an award-winning, family-owned mortgage lending company. With an all-encompassing approach to solving your real estate financing needs, we specialize in providing residential home loans, commercial mortgages, and real estate advisory services.
 
We offer rates that are frequently 0.25% to 0.5% lower than banks and other lending institutions. Our company philosophy is dedicated to educating and developing a mortgage investment plan that works with the many milestones in life while complimenting your personal financial goals.

Whether you are an existing homeowner looking to refinance or leverage your equity, a first time home buyer, or even a seasoned real estate investor, we provide mortgage solutions and expert guidance.

 Fixed Rate Home Equity Loans

For many homeowners in Hawaii, they may have tens or even hundreds of thousands of dollars in untapped equity. Your home equity is like a savings account that grows as your existing mortgage balance goes down and your home value rises. However, you can’t touch it unless you sell your home or utilize a home equity loan program.  The cash from a home equity loan could open up vast opportunities—from investing in other real estate, large renovation or construction projects, to business opportunities, debt consolidation, and even elderly care. 

If you’re borrowing tens of thousands of dollars, you do not want to expose yourself to an adjustable rate that many HELOCS (home equity line of credit) have where rates can adjust up to 19%. Our Fixed Rate Home Equity Loan offers homeowners safety and consistency. We're here to help you realize your personal vision for the future without the uncertainty of your interest rate and payments increasing.

What Makes Us Different

Competitive Rates

Our company philosophy has been built around delivering the lowest possible interest rates and costs to our clients. Our rates are frequently 0.25% to 0.5% lower than banks and other lending institutions.  

 

Transparency

We educate our clients with full transparency on how interest rates and costs are determined for their specific situation. Why they qualify for a certain amount, and if needed, what steps are needed to improve their qualifications for the future. 

Service

We still think it’s incredibly important to have live communication with our clients. We are committed to phone calls never going to voicemail and always having someone available for you to speak with.

 

Mortgage planning

Any good lender can provide a loan. We pride ourselves on going the extra mile and providing strategic guidance to make sure your short and long term financial goals are met.

 

Testimonials