refinance now while rates are still low
tap into home equity | Take Cash Out
Take advantage of historically low interest rates. Refinance your existing home loan and lower your monthly payment, interest rate, and loan term. Tap into equity by taking cash out to fund home renovations, cover college tuition, or consolidate debt. Our mortgage advisors will work with you to find the right loan program to help you achieve your financial goals.
Today's Mortgage Rates*
15 Year Fixed
30 Year Fixed
|15 Year Fixed-Rate
|VA 30 Year Fixed|
The Interest Rates, Expertise and Service You Deserve
Myers Capital celebrates its 20th anniversary as an award-winning, family-owned mortgage lending company. With an all-encompassing approach to solving your real estate financing needs, we specialize in providing residential home loans, commercial mortgages, and real estate advisory services.
We offer rates that are frequently 0.25% to 0.5% lower than banks and other lending institutions. Our company philosophy is dedicated to educating and developing a mortgage investment plan that works with the many milestones in life while complimenting your personal financial goals.
Whether you are an existing homeowner looking to refinance or leverage your equity, a first time home buyer, or even a seasoned real estate investor, we provide mortgage solutions and expert guidance.
Conventional 30, 20, 15 and 10 Year Fixed
VA and VA Jumbo
FHA & USDA
Jumbo and Super Jumbo up to $10 Million
40-Year Fixed Rate – Interest Only
First-Time Home Buyer programs
Non-Permanent Resident Alien/Foreign National
Investor Fix and Flip Loans
PROPERTY TYPES: Warehouse,
Apartment Buildings, Office and Retail
Discounted Payoffs (DPO)
Fixed Rate Home Equity Loans
For many homeowners in Hawaii, they may have tens or even hundreds of thousands of dollars in untapped equity. Your home equity is like a savings account that grows as your existing mortgage balance goes down and your home value rises. However, you can’t touch it unless you sell your home or utilize a home equity loan program. The cash from a home equity loan could open up vast opportunities—from investing in other real estate, large renovation or construction projects, to business opportunities, debt consolidation, and even elderly care.
If you’re borrowing tens of thousands of dollars, you do not want to expose yourself to an adjustable rate that many HELOCS (home equity line of credit) have where rates can adjust up to 19%. Our Fixed Rate Home Equity Loan offers homeowners safety and consistency. We're here to help you realize your personal vision for the future without the uncertainty of your interest rate and payments increasing.
Contact us today to learn more!
What Makes Us Different
Our company philosophy has been built around delivering the lowest possible interest rates and costs to our clients. Our rates are frequently 0.25% to 0.5% lower than banks and other lending institutions.
We educate our clients with full transparency on how interest rates and costs are determined for their specific situation. Why they qualify for a certain amount, and if needed, what steps are needed to improve their qualifications for the future.
ServiceWe still think it’s incredibly important to have live communication with our clients. We are committed to phone calls never going to voicemail and always having someone available for you to speak with.
Any good lender can provide a loan. We pride ourselves on going the extra mile and providing strategic guidance to make sure your short and long term financial goals are met.
WHO WE HELP
Refinancing and Fixed Rate Home Equity Loans
We provide competitive and flexible purchase programs to allow you to obtain your desired home in the islands.
Real Estate Agents & Investors
We work with knowledgeable real estate agents who want to give their clients an upper hand when making offers and investors as a strategic partner during acquisition of both long term hold and fix and flip properties.