Tailored Lending Services
For Brokers: Partnership opportunities for mortgage brokers looking to expand their lending solutions and business.
Partner With A Lender
That Delivers
Broker Friendly Process
A streamlined workflow with common-sense underwriting and clear communication, helping brokers close more deals while staying focused on serving their clients.
Fast Turnaround Times
Flexible Investor Options
24HR
Underwriting Turnaround
Financing for Homeowners, Investors & Broker Partners
From Hawaii families purchasing homes to investors growing nationwide portfolios and brokers seeking reliable lending partners, we provide customized lending solutions tailored to your goals.
Homebuyers
Expert guidance for your first or next home purchase with tailored financing options and fast pre-approvals.
Homeowners
Expert refinancing and equity solutions that help you lower monthly payments and access the value built in your home.
Real Estate Investors
Scale your portfolio with strategic lending solutions for maximizing ROI.
Real Estate Agents
Close more deals with a reliable lending partner backed by a proven track record of meeting closing deadlines.
Mortgage Brokers
Enhance your offerings and increase deal flow through flexible partnership programs and lending solutions.
Why Choose
Myers Capital Hawaii?
More than just lenders, a trusted, experienced financing partner. Experience the difference of working with a team that prioritizes relationships and results.
Wholesale Rate Access
Access to 40+ wholesale lenders and capital partners ensures the lowest possible rate, often beating other lenders by 0.25% to 0.50% or more.
Transparent Process
No hidden fees or surprises. Clear process, secure documentation, and ongoing updates throughout your loan.
Nationwide Lending
Licensed and lending in 42 states across the country to serve you better.
Expert Guidance
Dedicated advisors who put your financial interests first every step of the way.
Mortgage Financing
Our Competitive Rates
We consistently offer mortgage rates 0.25% to 0.5% below major banks and lending institutions — so you get the best possible rate and costs on your loan. Whether you're financing a home purchase, refinancing, or exploring a wide range of property loan options, we're here to help.
Now is the perfect time to purchase or refinance.
Today's Mortgage Rates*
15 Year Fixed
30 Year Fixed
VA 30 Year Fixed
*Rates as of 7/24/2026 and can change without notice. Maximum loan amount (one-unit properties) $1,249,125. Requires 25% down payment. $300,000 15 yr fixed-rate loan at 5.500%, the monthly principal and interest payment would be $2,451.25. $300,000 30 yr fixed-rate loan at 6.125% the monthly principal and interest payment would be $1,822.83. $300,000 VA 30 yr fixed-rate loan at 5.750%, the monthly principal and interest payment would be $1,750.72. APR assumes veteran is exempt from VA funding fee. Your actual payment obligation will be greater. Does not include additional costs such as taxes and insurance premiums. *Consumer's total finance charges may be higher over the life of the loan. All mortgage products, rates, terms and conditions are subject to credit and property approval. This is not a commitment to lend or extend credit. Requirements and restrictions apply. Not for Virginia, Washington or Idaho consumers. NMLS 1662480.
Flexible Financing to Grow Your Portfolio On Your Timeline
Don't lose deals to slow, restrictive lending. Our investment loan programs are built for real estate investors who need speed, certainty, and flexible underwriting, so you can acquire, build, renovate, and scale with confidence.
Bridge Loans
Fast, short-term capital to acquire or reposition properties
Fix & Flip
Finance your purchase and renovation with one streamlined loan
Ground-Up Construction
Funding from the ground up, from lot to completed project
DSCR Loans
Qualify based on property cash flow, not personal income
Mastering The Market Through Education
An educated borrower is the best partner. Dive into a library of deep-dives, market updates, and strategy sessions.
Client Testimonials – Refinance
Hear directly from Myers Capital Hawaii clients about their refinance experience with our lending team.
Recommended For You
Simple, Transparent Lending
The complex mortgage journey has been distilled into four clear, efficient steps. From initial discovery to final closing, there is support at every milestone.
Get Pre-ApprovedDiscovery Call
Start with a strategic consultation to review your financial profile, discuss your real estate goals, and determine the best financing path.
Application & Documentation
Securely submit the application and required documents.
Processing & Underwriting
The underwriting and appraisal process is handled efficiently, keeping clients updated every step of the way.
Closing & Funding
Sign final documents and receive funding. As a direct lender, we deliver a smooth, timely closing experience designed to keep your transaction moving forward without delays.
Calculate Your DSCR
Estimate property cash flow, debt service coverage, and monthly obligations for your next rental investment.
Rental Income
Loan Details
Toggle on if your loan is interest-only.
DSCR Ratio
Based on $0 in rental income against $0 in monthly obligations.
Monthly Payment
Disclaimer: This calculator is provided for educational and illustrative purposes only and does not constitute a pre-qualification, loan approval, or commitment to lend. All figures, including the calculated DSCR ratio, are estimates based solely on your inputs and current market trends, which are subject to change. Actual loan terms and payments will vary based on factors including, but not limited to, the property's appraised value, verified gross rental income, borrower experience, credit profile, and final underwriting of taxes, insurance, and HOA fees. Please consult with a Myers Capital Hawaii licensed advisor for a formal quote and customized loan scenario.
Recent Case Studies
Real results for real clients. See how complex deals are structured to meet clients' goals.
A cash-out refinance on a 5-unit apartment complex. Proceeds were used to pay off a balloon payment and renovate all five units before transitioning to long-term financing.
A non-recourse bridge loan was provided to acquire vacant land as a replacement property in a Reverse 1031 Exchange, allowing the investor to secure the property quickly.
An equity cash-out bridge loan on a free-and-clear home to fund strategic upgrades and value-add improvements to enhance the property's resale value.
A first-lien equity cash-out bridge loan enabling an experienced real estate investor to leverage existing equity to purchase another investment property.
Lending in 42 States
Whether investing locally or expanding a portfolio across state lines, nationwide reach ensures a reliable lending partner wherever opportunity arises.
Proudly Lending in 42 States
Nationwide financing is offered for real estate needs.
Why Work with Myers Capital Hawaii
Real estate markets are unique. You need a lending partner who understands the nuances of Hawaii's local real estate market and the lending landscape of our islands, with the speed and flexibility required to finance investment opportunities nationwide.
Local Market Expertise
Rooted in Hawaii, we bring deep understanding of the local real estate market and lender nuances of our islands, along with the experience to navigate financing opportunities for investors nationwide.
Efficient Closing Process
In-house underwriting help clear conditions quickly, keeping transactions moving smoothly toward closing.
Wholesale Rate Access
Access to 40+ wholesale lenders and capital partners ensures the lowest possible rate, often beating other lenders by 0.25% to 0.50% or more.
Transparent Process
Clear communication, secure document handling, and a straightforward lending experience from start to finish.
Trusted By Hundreds Of
Happy Homeowners
"Their deep knowledge and quick responses made what could have been a stressful experience feel really smooth and easy."
Randie Cachuela
Homeowner
"The professionalism and personal care demonstrated by the team has left a lasting positive impression. Friendly, courteous, knowledgeable, and responsive."
Tracy M Taniguchi
Homeowner
"Their knowledge, expertise, and commitment to seeing this loan through were invaluable. They went above and beyond, ensuring that every aspect was handled with precision."
Irma Gutierrez-Barrios
Real Estate Investor
"This is the best finance company on Oahu. I refinanced my home through them and friends and honest are my main experience points."
Eric Mowatt
Refinance Client
"I've used them twice for refinancing my home, and both times they made the process very easy and seamless. Very professional and attentive!"
Naoko Meyer
Refinance Client
"I expected to be overwhelmed and stressed by it all, and to my pleasant surprise it was not. Every email, phone call and text message was purposeful and clear."
Naomi Kam
Homeowner
"They sat us down and pulled our credit scores and showed us different ways to purchase. They give a person confidence when buying your dream home."
MONICA GANDAULI
Homebuyer
"Their deep knowledge and quick responses made what could have been a stressful experience feel really smooth and easy."
Randie Cachuela
Homeowner
"The professionalism and personal care demonstrated by the team has left a lasting positive impression. Friendly, courteous, knowledgeable, and responsive."
Tracy M Taniguchi
Homeowner
"Their knowledge, expertise, and commitment to seeing this loan through were invaluable. They went above and beyond, ensuring that every aspect was handled with precision."
Irma Gutierrez-Barrios
Real Estate Investor
"This is the best finance company on Oahu. I refinanced my home through them and friends and honest are my main experience points."
Eric Mowatt
Refinance Client
"I've used them twice for refinancing my home, and both times they made the process very easy and seamless. Very professional and attentive!"
Naoko Meyer
Refinance Client
"I expected to be overwhelmed and stressed by it all, and to my pleasant surprise it was not. Every email, phone call and text message was purposeful and clear."
Naomi Kam
Homeowner
"They sat us down and pulled our credit scores and showed us different ways to purchase. They give a person confidence when buying your dream home."
MONICA GANDAULI
Homebuyer
"Their deep knowledge and quick responses made what could have been a stressful experience feel really smooth and easy."
Randie Cachuela
Homeowner
"The professionalism and personal care demonstrated by the team has left a lasting positive impression. Friendly, courteous, knowledgeable, and responsive."
Tracy M Taniguchi
Homeowner
"Their knowledge, expertise, and commitment to seeing this loan through were invaluable. They went above and beyond, ensuring that every aspect was handled with precision."
Irma Gutierrez-Barrios
Real Estate Investor
"This is the best finance company on Oahu. I refinanced my home through them and friends and honest are my main experience points."
Eric Mowatt
Refinance Client
"I've used them twice for refinancing my home, and both times they made the process very easy and seamless. Very professional and attentive!"
Naoko Meyer
Refinance Client
"I expected to be overwhelmed and stressed by it all, and to my pleasant surprise it was not. Every email, phone call and text message was purposeful and clear."
Naomi Kam
Homeowner
"They sat us down and pulled our credit scores and showed us different ways to purchase. They give a person confidence when buying your dream home."
MONICA GANDAULI
Homebuyer
"Their deep knowledge and quick responses made what could have been a stressful experience feel really smooth and easy."
Randie Cachuela
Homeowner
"The professionalism and personal care demonstrated by the team has left a lasting positive impression. Friendly, courteous, knowledgeable, and responsive."
Tracy M Taniguchi
Homeowner
"Their knowledge, expertise, and commitment to seeing this loan through were invaluable. They went above and beyond, ensuring that every aspect was handled with precision."
Irma Gutierrez-Barrios
Real Estate Investor
"This is the best finance company on Oahu. I refinanced my home through them and friends and honest are my main experience points."
Eric Mowatt
Refinance Client
"I've used them twice for refinancing my home, and both times they made the process very easy and seamless. Very professional and attentive!"
Naoko Meyer
Refinance Client
"I expected to be overwhelmed and stressed by it all, and to my pleasant surprise it was not. Every email, phone call and text message was purposeful and clear."
Naomi Kam
Homeowner
"They sat us down and pulled our credit scores and showed us different ways to purchase. They give a person confidence when buying your dream home."
MONICA GANDAULI
Homebuyer
Frequently Asked Questions
Find answers to common questions about the mortgage process. Still need help? Connect with our team.
Latest Insights
Stay informed with expert analysis, market trends, and practical guides for your real estate journey.
Awards & Recognition
Recognized by industry peers and the local community for a commitment to integrity, performance, and excellence in lending.
