Our Competitive rates
We offer mortgage rates that are frequently 0.25% to 0.5% lower than banks and other lending institutions, helping you obtain a loan at the best rate and costs.
TODAY'S MORTGAGE RATES* |
15 Year Fixed |
3.750% rate 4.269% apr |
30 Year Fixed |
4.625% rate 4.948% apr |
15 Year Fixed-Rate |
3.875% rate 4.417% apr |
VA 30 Year Fixed |
4.125% rate 4.350% apr |
Upcoming Events - Free Webinar
If you’re considering home renovations or want to build a new home, don’t miss this free webinar. Get important insights and expert guidance about how to properly finance your next home remodeling project.
- Learn the importance of having a financing strategy before starting your project
- 4 main financing tools and their pros and cons
- What types of financing to avoid
- How to qualify for the best financing programs and interest rates
- Types of projects: Kitchen or bathroom remodel, new addition or Accessory Dwelling Unit (ADU), and custom home construction
Participants can submit questions during and after the webinar for a live Q&A at the end of the event.
Presented by Reed Myers, Principal, Myers Capital Hawaii, NMLS 322195
For more details, call Myers Capital Hawaii at 808-566-6611 or visit the Seminars page. 
buy a home that fits your goals
PURCHASE YOUR NEXT HOME
Find a mortgage that meets your buying needs and overall financial goals.
WIDE RANGE OF LOAN OPTIONS
Full-service mortgage company with access to over 30 top local and national lenders.
COMPETITIVE RATES
Our highly competitive rates are frequently lower than banks and other lending institutions.
EFFICIENT CLOSINGS
Experienced local operations and processing staff for timely loan closings, allowing you to enjoy your home sooner.
The Interest Rates, Expertise and Service You Deserve
Myers Capital Hawaii celebrates more than 20 years an award-winning, family-owned mortgage company. Since 1998, we specialize in residential home loans, commercial mortgages, and real estate advisory services, helping thousands of borrowers to purchase a home or refinance an existing loan.
Whether you are a first-time homebuyer, an existing homeowner looking to refinance, a seasoned real estate investor, or business owner who needs capital, Myers Capital Hawaii takes an all-encompassing approach in providing mortgage solutions and expert guidance to find the right loan program while helping you meet your real estate financing needs and achieve your overall financial goals.
VA Loans
Low or no down payment. Competitive rates. No monthly mortgage insurance. Flexible qualification guidelines. VA Home Loan, VA Interest Rate Reduction Refinance (IRRRL) or VA Cash-Out Refinance.
Fixed-Rate Home Equity Loans
Lower, fixed interest rate and monthly payments. Cash for home renovations and repairs. Increase the value of your home. Consolidate debt. Pay for college tuition. Cover financial emergencies.
Reverse Mortgages
Tap into cash from your home’s equity. Cover living and healthcare expenses without having to sell your home. Keep full title and control of your home. Social Security or Medicare benefits typically not affected. 
Specialty Condotel Financing
Purchase or refinance a condominium hotel unit in Hawaii. Earn year-round rental income. No owner-occupancy, full kitchen or parking requirements. Hotel pool and short-term rentals (30 days or less) allowed.
What makes us special?
We are more than just a mortgage company. We offer superior home loan services with mortgage planning to help borrowers determine how buying a home or refinancing fits their current and future plans. Our company philosophy is dedicated to developing a mortgage investment plan that works with life milestones to educate and help borrowers to meet their overall financial goals. Whether you are about to experience a marriage, home buying, new children, or retirement, while considering a home loan, we can provide guidance to help you shape a healthier financial future.
Find out how we helped our clients featured in the videos. CLICK HERE.
Contact us today to learn more!
Contact us today to learn more!
Why choose myers capital hawaii?
Competitive Rates
Our company philosophy has been built around delivering the lowest possible interest rates and costs to our clients. Our mortgage rates are frequently 0.25% to 0.5% lower than banks and other lending institutions.
Transparency
We educate our clients with full transparency on how interest rates and costs are determined for their specific situation. Why they qualify for a certain amount, and if needed, what steps are needed to improve their qualifications for the future.
Service
We still think it’s incredibly important to have live communication with our clients. We are committed to phone calls never going to voicemail and always having someone available for you to speak with.
Mortgage planning
Any good lender can provide a loan. We pride ourselves on going the extra mile and providing strategic guidance to make sure your short and long term financial goals are met.
WHO WE HELP
Homeowners
Refinancing and Fixed-Rate Home Equity Loans
Homebuyers
We provide competitive and flexible purchase programs to allow you to obtain your desired home in the islands.
Real Estate Agents & Investors
We work with knowledgeable real estate agents who want to give their clients an upper hand when making offers and investors as a strategic partner during acquisition of both long term hold and fix and flip properties.
Our Mortgage Products
residential
Conventional 30, 20, 15 and 10 Year Fixed
VA and VA Jumbo
FHA & USDA
Jumbo and Super Jumbo up to $10 Million
40-Year Fixed Rate – Interest Only
First-Time Home Buyer programs
Reverse Mortgage
No Ratio Loans (no income documentation)
Non-Permanent Resident Alien/Foreign National
Investor Fix and Flip Loans
Non-Warrantable Condos
Condotels
Commercial
PROPERTY TYPES: Warehouse,
Apartment Buildings, Office and Retail
Bridge Loans
Discounted Payoffs (DPO)
Construction
Mezzanine
Note Purchases
Contact us today to learn more!
Testimonials
Read More From Our Satisfied Clients
