Our Competitive rates
We offer mortgage rates that are frequently 0.25% to 0.5% lower than banks and other lending institutions, helping you obtain a loan at the best rate and costs.
TODAY'S MORTGAGE RATES*
15 Year Fixed
1.875% rate 2.155% apr
30 Year Fixed
2.750% rate 2.865% apr
15 Year Fixed-Rate
2.000% rate 2.268% apr
VA 30 Year Fixed
2.250% rate 2.292% apr
refinance now while rates are still low
CUT YOUR MONTHLY PAYMENT
Reduce one of your largest monthly expenses. Lower your payment and increase your cash flow.
LOWER YOUR INTEREST RATE
Save thousands in interest costs over the life of your mortgage. Increase the rate in which you build equity.
TAKE CASH OUT
Upgrade your home, consolidate debt, or cover education expenses by tapping into your home’s equity.
CONVERT TO A FIXED RATE
Refinancing an adjustable-rate mortgage or home equity line of credit protects you from rising interest rates with a steady monthly payment.
buy a home that fits your goals
PURCHASE YOUR NEXT HOME
Find a mortgage that meets your buying needs and overall financial goals.
WIDE RANGE OF LOAN OPTIONS
Full-service mortgage company with access to over 30 top local and national lenders.
Our highly competitive rates are frequently lower than banks and other lending institutions.
Experienced local operations and processing staff for timely loan closings, allowing you to enjoy your home sooner.
The Interest Rates, Expertise and Service You Deserve
Myers Capital Hawaii celebrates more than 20 years an award-winning, family-owned mortgage company. Since 1998, we specialize in residential home loans, commercial mortgages, and real estate advisory services, helping thousands of borrowers to purchase a home or refinance an existing loan.
Whether you are a first-time homebuyer, an existing homeowner looking to refinance, a seasoned real estate investor, or business owner who needs capital, Myers Capital Hawaii takes an all-encompassing approach in providing mortgage solutions and expert guidance to find the right loan program while helping you meet your real estate financing needs and achieve your overall financial goals.
Low or no down payment. Competitive rates. No monthly mortgage insurance. Flexible qualification guidelines. VA Home Loan, VA Interest Rate Reduction Refinance (IRRRL) or VA Cash-Out Refinance.
Specialty Condotel Financing
Purchase or refinance a condominium hotel unit in Hawaii. Earn year-round rental income. No owner-occupancy, full kitchen or parking requirements. Hotel pool and short-term rentals (30 days or less) allowed.
What makes us special?
We are more than just a mortgage company. We offer superior home loan services with financial planning guidance to help borrowers determine how buying a home or refinancing fits their current and future plans. Our company philosophy is dedicated to developing a mortgage investment plan that works with life milestones to educate and help borrowers to meet their overall financial goals. Whether you are about to experience a marriage, home buying, new children, or retirement, while considering a home loan, we can provide guidance to help you shape a healthier financial future.
Contact us today to learn more!
Why choose myers capital hawaii?
Our company philosophy has been built around delivering the lowest possible interest rates and costs to our clients. Our mortgage rates are frequently 0.25% to 0.5% lower than banks and other lending institutions.
We educate our clients with full transparency on how interest rates and costs are determined for their specific situation. Why they qualify for a certain amount, and if needed, what steps are needed to improve their qualifications for the future.
ServiceWe still think it’s incredibly important to have live communication with our clients. We are committed to phone calls never going to voicemail and always having someone available for you to speak with.
Any good lender can provide a loan. We pride ourselves on going the extra mile and providing strategic guidance to make sure your short and long term financial goals are met.
WHO WE HELP
Our Mortgage Products
Conventional 30, 20, 15 and 10 Year Fixed
VA and VA Jumbo
FHA & USDA
Jumbo and Super Jumbo up to $10 Million
40-Year Fixed Rate – Interest Only
First-Time Home Buyer programs
Non-Permanent Resident Alien/Foreign National
Investor Fix and Flip Loans
PROPERTY TYPES: Warehouse,
Apartment Buildings, Office and Retail
Discounted Payoffs (DPO)