refinance to a better rate
CUT YOUR MONTHLY PAYMENT
Reduce one of your largest monthly expenses. Lower your payment and increase your cash flow.
LOWER YOUR INTEREST RATE
Save thousands in interest costs over the life of your mortgage. Increase the rate in which you build equity.
TAKE CASH OUT
Upgrade your home, consolidate debt, or cover education expenses by tapping into your home’s equity.
CONVERT TO A FIXED RATE
Refinancing an adjustable-rate mortgage or home equity line of credit protects you from rising interest rates with a steady monthly payment.
buy a home that fits your goals
PURCHASE YOUR NEXT HOME
Find a mortgage that meets your buying needs and overall financial goals.
WIDE RANGE OF LOAN OPTIONS
Full-service mortgage company with access to over 30 top local and national lenders.
COMPETITIVE RATES
Our highly competitive rates are frequently lower than banks and other lending institutions.
EFFICIENT CLOSINGS
Experienced local operations and processing staff for timely loan closings, allowing you to enjoy your home sooner.
Our Competitive rates
We offer mortgage rates that are frequently 0.25% to 0.5% lower than banks and other lending institutions, helping you obtain a loan At the best rate and costs.
TODAY'S MORTGAGE RATES* |
15 Year Fixed
5.500% rate 6.003% apr
30 Year Fixed
6.250% rate 6.558% apr
VA 30 Year Fixed
5.750% rate 6.022% apr
Free No-Obligation Consultation
What makes us special?
We are more than just a mortgage company. We offer superior home loan services with financial planning guidance to help borrowers determine how buying a home or refinancing fits their current and future plans. Our company philosophy is dedicated to developing a mortgage investment plan that works with life milestones to educate and help borrowers to meet their overall financial goals. Whether you are about to experience a marriage, home buying, new children, or retirement, while considering a home loan, we can provide guidance to help you shape a healthier financial future.
Our Mortgage Products
residential
Conventional 30, 20, 15 and 10 Year Fixed
VA and VA Jumbo
FHA & USDA
Jumbo and Super Jumbo up to $10 Million
40-Year Fixed Rate – Interest Only
First-Time Home Buyer programs
Non-Permanent Resident Alien/Foreign National
Investor Fix and Flip Loans
Non-Warrantable Condos
Condotels
Commercial
PROPERTY TYPES: Warehouse,
Apartment Buildings, Office and Retail
Bridge Loans
Discounted Payoffs (DPO)
Construction
Mezzanine
Note Purchases
ABOUT US
Myers Capital Hawaii celebrates more than two decades as a leading mortgage and financial services company. Since 1998, we specialize in residential home loans, commercial mortgages, and real estate advisory services. Whether you are a first-time homebuyer, an existing homeowner looking to refinance, a seasoned real estate investor, or business owner who needs capital, Myers Capital Hawaii takes an all-encompassing approach in providing mortgage solutions and expert guidance to find the right loan program to help you achieve your financial goals.
Why Choose myers capital hawaii?
expertise
Since 1998, we take an all-encompassing approach in providing mortgage solutions and expert guidance. Our seasoned mortgage experts will work with you to find the right loan program that best fits your needs.
Transparency
We explain with full transparency how interest rates and costs are determined for your specific situation, including why you qualify for a specific rate and loan amount. If needed, we will provide the steps needed to improve your qualifications in the future.
Service
As a family-owned, relationship-driven company, we still think it is important to have live communication with our clients. We are committed to personally answering phone calls and always being available to speak to you.
Mortgage planning
Any good lender can issue loans to qualified borrowers. We pride ourselves by going the extra mile and providing strategic guidance to make sure your short- and long-term financial goals are met.
TESTIMONIALS
“If you need a new mortgage or are re-financing, Myers Capital is the best place to get a VERY competitive rate. They scour the country to get you a loan that matches your needs. In my case, I got a great rate, PLUS paid no closing costs and even got a cash rebate. Professional and efficient staff. Took about a month for me to get my approval after I started the application process.
Check them out.”
- Mark Z., Via Google
“Reed Myers and the entire staff their provide everything you need in the whole entire process. The feeling of Ohana while helping you to provide what is necessary to successfully complete your needs. Both Joan and Tifanny were very helpful throughout. Reed was very instrumental in following the current rates and notifying those who qualified to lower their rates which was a savings in itself. I recommend Myers Capital to everyone looking for quality service.”
- W. Lubre, Via Google
“We had the pleasure of refinancing our house with Myers Capital. The communication was swift mainly emails and phone calls. We got a great service and we felt a great price point. Staff was friendly, office was well manicured and I had the pleasure of talking to the owner which explained to me in length and patiently about a few key elements in the real estate market financing world In which I'm getting involved with more now, certain I'm coming back here for my next endeavor!”
- M.H., Via Yelp