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Putting Your Needs & Interest Above Everything Else

Fixed Rate Home Equity Loan


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For many homeowners in Hawaii, they may have tens or even hundreds of thousands of dollars in untapped equity. Your home equity is like a savings account that grows as your existing mortgage balance goes down and your home value rises. However, you can’t touch it unless you sell your home or utilize a home equity loan program.  The cash from a home equity loan could open up vast opportunities—from investing in other real estate, large renovation or construction projects, to business opportunities, debt consolidation, and even elderly care. 

If you’re borrowing tens of thousands of dollars, you do not want to expose yourself to an adjustable rate that many HELOCS (home equity line of credit) have  where rates can adjust up to 19%. Our Fixed Rate Home Equity Loan offers homeowners safety and consistency. We're here to help you realize your personal vision for the future without the uncertainty of your interest rate and payments increasing.