Scale Your Real Estate Portfolio. Faster.
Customized financing solutions for real estate investors, including DSCR, bridge, fix-and-flip, and construction loans nationwide, plus specialized condotel financing in Hawaii.
Financing Built for Investors.
Whether you're purchasing your first investment property or expanding an established portfolio, our loan programs are designed for speed, flexibility, and competitive leverage. We focus on the property's income potential—not just personal tax returns.
- No personal income verification required with qualifying DSCR loans
- Up to 80% LTV for investment property purchases
- Up to 80% LTV for cash-out refinances
- Close in as little as 14 days
- Foreign National programs available
- Specialized financing for eligible Hawaii condotels and non-warrantable condos
DSCR Loans
Qualify based on property cash flow, not personal income. Perfect for scaling rental portfolios.
Condotel Financing for Investment Properties
Condotels combine individual condominium ownership with hotel-style operations, creating financing considerations that many conventional loan programs may not accommodate. Myers Capital Hawaii offers specialized financing for eligible condotel and non-warrantable condo purchases and refinances, with options designed around the property’s short-term rental income and the investor’s ownership strategy.
Program Highlights:
- Purchase and refinance financing for eligible condotel properties
- DSCR options that may qualify using short-term rental income rather than personal income documents
- Programs that may accommodate units under 500 square feet and eligible partial-kitchen configurations
- Fixed-rate and adjustable-rate options, with loan amounts up to $3 million
- Experience reviewing condo association, rental program, project, and insurance requirements
Fix & Flip Financing.
Secure the capital needed to acquire, renovate, and reposition investment properties quickly. Our short-term bridge financing helps investors maximize leverage, preserve working capital, and keep projects moving.
- Fast closings—as little as 2 weeks
- Up to 80% Loan to Value (LTV) for acquisitions
- Up to 100% of renovation budget
- Up to 70% of Loan to After Repair Value (ARV) for rehabs
- Loan amounts from $200,000 to $10 million
- No personal income verification required
- FICO scores as low as mid-500s
- Terms from 6 to 36 months, with extensions possible
Bridge Loan
Highlights.
The bridge loan program is designed for speed and flexibility, helping clients move quickly on opportunities without the delays of traditional financing.
CLICK HERE TO VIEW TERMS.
Why Investors Choose Myers Capital Hawaii.
More than just a lender; a strategic partner in the real estate investment journey. The nuances of investing are understood by a team that invests as well.
Direct Lender Advantage
As a direct lender, loans are processed, underwritten, and funded in-house. This means faster decisions, lower fees, and no middleman markup.
Nationwide Footprint
Common-Sense Underwriting
Simple, Transparent Lending
The complex mortgage journey has been distilled into four clear, efficient steps. From initial discovery to final closing, there is support at every milestone.
Submit Loan RequestDiscovery Call
Start with a strategic consultation to review your financial profile, discuss your real estate goals, and determine the best financing path.
Application & Documentation
Securely submit the application and required documents.
Processing & Underwriting
The underwriting and appraisal process is handled efficiently, keeping clients updated every step of the way.
Closing & Funding
Sign final documents and receive funding. As a direct lender, we deliver a smooth, timely closing experience designed to keep your transaction moving forward without delays.
Lending in 42 States
Whether investing locally or expanding a portfolio across state lines, nationwide reach ensures a reliable lending partner wherever opportunity arises.
Proudly Lending in 42 States
Nationwide financing is offered for real estate needs.
Recent Case Studies
Real results for real clients. See how complex deals are structured to meet clients' goals.
A cash-out refinance on a 5-unit apartment complex. Proceeds were used to pay off a balloon payment and renovate all five units before transitioning to long-term financing.
A non-recourse bridge loan was provided to acquire vacant land as a replacement property in a Reverse 1031 Exchange, allowing the investor to secure the property quickly.
An equity cash-out bridge loan on a free-and-clear home to fund strategic upgrades and value-add improvements to enhance the property's resale value.
A first-lien equity cash-out bridge loan enabling an experienced real estate investor to leverage existing equity to purchase another investment property.
Trusted By Hundreds Of
Happy Homeowners
"Their deep knowledge and quick responses made what could have been a stressful experience feel really smooth and easy."
Randie Cachuela
Homeowner
"The professionalism and personal care demonstrated by the team has left a lasting positive impression. Friendly, courteous, knowledgeable, and responsive."
Tracy M Taniguchi
Homeowner
"Their knowledge, expertise, and commitment to seeing this loan through were invaluable. They went above and beyond, ensuring that every aspect was handled with precision."
Irma Gutierrez-Barrios
Real Estate Investor
"This is the best finance company on Oahu. I refinanced my home through them and friends and honest are my main experience points."
Eric Mowatt
Refinance Client
"I've used them twice for refinancing my home, and both times they made the process very easy and seamless. Very professional and attentive!"
Naoko Meyer
Refinance Client
"I expected to be overwhelmed and stressed by it all, and to my pleasant surprise it was not. Every email, phone call and text message was purposeful and clear."
Naomi Kam
Homeowner
"They sat us down and pulled our credit scores and showed us different ways to purchase. They give a person confidence when buying your dream home."
MONICA GANDAULI
Homebuyer
"Their deep knowledge and quick responses made what could have been a stressful experience feel really smooth and easy."
Randie Cachuela
Homeowner
"The professionalism and personal care demonstrated by the team has left a lasting positive impression. Friendly, courteous, knowledgeable, and responsive."
Tracy M Taniguchi
Homeowner
"Their knowledge, expertise, and commitment to seeing this loan through were invaluable. They went above and beyond, ensuring that every aspect was handled with precision."
Irma Gutierrez-Barrios
Real Estate Investor
"This is the best finance company on Oahu. I refinanced my home through them and friends and honest are my main experience points."
Eric Mowatt
Refinance Client
"I've used them twice for refinancing my home, and both times they made the process very easy and seamless. Very professional and attentive!"
Naoko Meyer
Refinance Client
"I expected to be overwhelmed and stressed by it all, and to my pleasant surprise it was not. Every email, phone call and text message was purposeful and clear."
Naomi Kam
Homeowner
"They sat us down and pulled our credit scores and showed us different ways to purchase. They give a person confidence when buying your dream home."
MONICA GANDAULI
Homebuyer
"Their deep knowledge and quick responses made what could have been a stressful experience feel really smooth and easy."
Randie Cachuela
Homeowner
"The professionalism and personal care demonstrated by the team has left a lasting positive impression. Friendly, courteous, knowledgeable, and responsive."
Tracy M Taniguchi
Homeowner
"Their knowledge, expertise, and commitment to seeing this loan through were invaluable. They went above and beyond, ensuring that every aspect was handled with precision."
Irma Gutierrez-Barrios
Real Estate Investor
"This is the best finance company on Oahu. I refinanced my home through them and friends and honest are my main experience points."
Eric Mowatt
Refinance Client
"I've used them twice for refinancing my home, and both times they made the process very easy and seamless. Very professional and attentive!"
Naoko Meyer
Refinance Client
"I expected to be overwhelmed and stressed by it all, and to my pleasant surprise it was not. Every email, phone call and text message was purposeful and clear."
Naomi Kam
Homeowner
"They sat us down and pulled our credit scores and showed us different ways to purchase. They give a person confidence when buying your dream home."
MONICA GANDAULI
Homebuyer
"Their deep knowledge and quick responses made what could have been a stressful experience feel really smooth and easy."
Randie Cachuela
Homeowner
"The professionalism and personal care demonstrated by the team has left a lasting positive impression. Friendly, courteous, knowledgeable, and responsive."
Tracy M Taniguchi
Homeowner
"Their knowledge, expertise, and commitment to seeing this loan through were invaluable. They went above and beyond, ensuring that every aspect was handled with precision."
Irma Gutierrez-Barrios
Real Estate Investor
"This is the best finance company on Oahu. I refinanced my home through them and friends and honest are my main experience points."
Eric Mowatt
Refinance Client
"I've used them twice for refinancing my home, and both times they made the process very easy and seamless. Very professional and attentive!"
Naoko Meyer
Refinance Client
"I expected to be overwhelmed and stressed by it all, and to my pleasant surprise it was not. Every email, phone call and text message was purposeful and clear."
Naomi Kam
Homeowner
"They sat us down and pulled our credit scores and showed us different ways to purchase. They give a person confidence when buying your dream home."
MONICA GANDAULI
Homebuyer
Mastering The Market Through Education
An educated borrower is the best partner. Watch real market reports, deal spotlights, and client stories from the Myers Capital Hawaii team.
Client Testimonials – Refinance
Hear directly from Myers Capital Hawaii clients about their refinance experience with our lending team.
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Frequently Asked Questions
Find answers to common questions about the mortgage process. Still need help? Connect with our team.
