Our new office is now located at 3569 Harding Avenue, Suite A, Honolulu, HI 96816.
Finding the Right Investor
and Consumer Mortgage Loans for You
At Myers Capital Hawaii, our team takes pride in carefully aligning your needs with the most relevant loan option available. By taking the time to consult with you and understand your objectives, we can suggest a truly effective solution.
That’s true for both real estate investors financing a rental property or other venture and individuals and families looking for a new home. With deep experience in both residential and investor real estate, we’ll help you find the loan that works for your finances, your goals, and your plans for the future.
Investment Loan Programs
Loans for Many Investors
Our numerous loan options for real estate investors can make it easier to find the loan that matches up with your targeted property and investment strategy. We offer fix and flip loans, DSCR loans, short-term vacation rental loans, portfolio loans, new construction, commercial real estate loans, and more.
View All of Our Investment Loan Programs
Bridge Loan Program
We offer bridge loans for real estate investors who need efficient capital to act on opportunities with the delays of traditional financing. Whether acquiring a new property, repositioning an asset, or tapping into equity from an existing investment, bridge loans provide short-term funding to keep deals moving. This fast, flexible financing allows investors to close quickly, stay competitive, and seize time-sensitive acquisitions with confidence.
With streamlined underwriting, expedited approvals, and mortgage broker-friendly terms, our bridge loan solutions offer the speed and flexibility investors need to scale their portfolios and maximize returns.
Consumer Loan Programs
Wide Range of Loan Programs
Numerous home loan programs with down payments as low as 3%. These include Conventional, FHA, and USDA. For higher price homes, choose a Jumbo Loan.
VA Loans
Low or no down payment. Competitive rates. No monthly mortgage insurance. Flexible qualification guidelines. VA Home Loan, VA Interest Rate Reduction Refinance (IRRRL) or VA Cash-Out Refinance.
Convert Home Equity Into Cash
Make Home Improvements | Consolidate High-Interest Debt
Build an Emergency Fund | Purchase Additional Real Estate
Our Competitive rates
We offer mortgage rates that are frequently 0.25% to 0.5% lower than banks and other lending institutions, helping you obtain a loan at the best rate and costs. Whether you need a conventional mortgage or any of a wide range of other property loans, we can help!
Now is the perfect time to purchase a property or refinance an existing loan.
TODAY'S MORTGAGE RATES* |
15 Year Fixed
5.500% rate 6.009 apr
30 Year Fixed
6.375% rate 6.706% apr
VA 30 Year Fixed
5.875% rate 6.185% apr
WHO WE HELP
Why choose myers capital hawaii?

Competitive Rates
Our company philosophy has been built around delivering the lowest possible interest rates and costs to our clients. Our mortgage rates are frequently 0.25% to 0.5% lower than banks and other lending institutions.

Transparency
We educate our clients with full transparency on how interest rates and costs are determined for their specific situation. Why they qualify for a certain amount, and if needed, what steps are needed to improve their qualifications for the future.

Service
As leading mortgage brokers in Hawaii, we still think it’s incredibly important to have live and meaningful communication with our clients. We are committed to phone calls never going to voicemail and always having someone available for you to speak with.

Mortgage planning
Any good lender can provide a loan. We pride ourselves on going the extra mile and providing strategic guidance to make sure your short- and long-term financial goals are met.
The Interest Rates, Expertise
and Service You Deserve
Myers Capital Hawaii celebrates over 25 years as an award-winning, family-owned mortgage broker and direct private lender in Hawaii. Since 1998, we have specialized in residential home loans, commercial mortgages, and real estate advisory services.
We’ve helped thousands of borrowers to purchase a home, refinance an existing loan, secure an investment property, and so much more.
Whether you are a first-time homebuyer, an existing homeowner looking to refinance, a seasoned real estate investor, or business owner who needs capital, Myers Capital Hawaii takes an all-encompassing approach to providing mortgage solutions.
Our expert guidance can help you find the right loan program while supporting you in meeting your real estate financing needs and achieving your overall financial goals.
What makes us special?
We are more than just a mortgage company. We are property owners ourselves and understand how proper mortgage planning can help borrowers fulfill their goals of buying a home, refinancing to save money, and ultimately improve their financial livelihood.
As direct private money lenders, we extend the same level of support and consultation to investors, building custom solutions that align with our clients’ objectives for their real estate projects and investment aspirations.
Our company philosophy centers on developing a mortgage investment plan that works with life milestones to educate and help borrowers to meet their overall financial goals.
Whether you are about to experience a marriage, home buying, new children, or retirement, while considering a home loan, we can provide guidance to help you shape a healthier financial future. Find out how we helped our clients featured in the videos. CLICK HERE.
Our Mortgage Products
Residential
Conventional 30, 20, 15 and 10 Year Fixed
VA and VA Jumbo
FHA & USDA
Jumbo and Super Jumbo up to $10 Million
40-Year Fixed Rate – Interest Only
First-Time Home Buyer programs
Reverse Mortgage Loans
Home Equity Loans
Home Equity Line of Credit (HELOC)
DSCR Loans
Bank Statement Loans
Profit and Loss Loans
No Ratio Loans (no income documentation)
Non-Permanent Resident Alien/Foreign National
Non-Warrantable Condos
Condotels
Commercial / Investment
LOAN PRODUCTS:
Bridge Loans
Bridge cash-out (no seasoning required)
Fix and Flip Loans
Ground-up Construction
Second mortgage cash-out
Delayed financing
Cross-collateralization
PROPERTY TYPES:
Non-owner occupied 1-4 unit
Condos
Condotels
Short-term rentals
Multifamily
Mixed use
Warehouse
Light industrial
Retail
Land
Hospitality
Horizontal and vertical development
Testimonials
Read More From Our Satisfied Clients
Awards and Honors
Contact us today to learn more!